FAQ

To join, you can visit our office in Cilacap or contact us via the phone number listed on our website. The registration process only requires your identification and a registration fee of Rp 5,.

There are no annual fees. As a member, you only need to pay the one-time registration fee. We do not charge any additional fees annually.

To apply for a loan, please visit our office with supporting documents such as KTP, bank statements, and a statement of need. Our team will assist with the application process.

Loan disbursement typically takes 3-5 business days after a complete application. We are committed to processing it as quickly as possible.

Yes, we accept used items such as jewelry, electronics, and used vehicles as collateral for loans. The collateral value will be assessed based on the condition of the item.

Loan interest is calculated based on a fixed monthly interest rate of 1%. The total interest will be calculated based on the loan amount and the duration of the loan.